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-Gudelis and Straat Ultimate Identity Theft Fraud Tips -

Ultimate Tip -To prevent fraud or identity theft, you must review your three in one credit report every 2 months.  Gudelis and Straat personally use www.myfico.com and you can also sign up for an alert service with myfico whereby you will receive an email if anything changes in your credit report.

For example, you will be emailed if a credit pull / inquiry is made and if you don’t recognize the name of the mortgage company that pulled your credit – then you have potential fraud / identity theft going on.  Someone pretending to be you can commit mortgage fraud and actually buy a house without you even knowing it!

If you suspect any type of credit inquiry - Contact the fraud departments of any one of the three consumer reporting companies to place a fraud alert on your credit report. A fraud alert tells creditors to follow certain procedures before open any new accounts...this can save you thousands of dollars as if someone obtains a mortgage without your knowledge…that can take years to fix!

Carefully examine each entry on your credit report and make sure that everything is accurate, up-to-date, and complete.  You can also hire a fantastic company that Gudelis and Straat recommends – Credit Empowerment that can help monitor your credit report and improve your score!

Gudelis and Straat strongly urge you to call each credit reporting bureau (Transunion, Equifax and Experian) and also write to them certified registered receipt the following: 

I called the fraud number of your office on [date] to request a fraud alert to be placed on my file.   Please place a Fraud Alert on my credit file in a conspicuous location (in at least 14 point type) and state that no credit is to be issued in my name without the credit / mortgage grantor first calling me at the following telephone numbers: [home and cell phone numbers].

Avoiding investment fraud
Whilst most people are aware of the notorious large-scale commercial frauds that have been uncovered, it is not commonly realised that private individuals are the direct victims of a large and increasing number of confidence tricks, deceptions and other fraudulent schemes.

Please place this alert on my report immediately. Also, please keep this for at least seven (7) years. I have provided you with the necessary identification.

Please also immediately cease from selling my name on promotion to any credit grantor or other agency. Take my name off all promotional lists for at least five years as per federal law.

Kind regards, Rudolf Straat
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rudolf straat lawsuit and fraud prevention

straat lawsuit and fraud prevention

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